Teaching Methods That Actually Work

Real-world budget strategies taught through practical experience and proven techniques that help Australians take control of their finances

Our Teaching Journey

Over the years, we've refined our approach based on what actually helps people succeed with their money. Here's how our methods have evolved.

2019

The Beginning

Started with traditional classroom-style workshops. Quickly realized people needed more hands-on practice with their actual bank statements and bills.

2021

Real-World Focus

Shifted to bring-your-own-finances approach. Participants work with their real expenses and income during sessions, making the learning immediately applicable.

2023

Small Group Success

Moved to smaller cohorts of 8-12 people. This allows for personalized guidance while maintaining the energy of group learning and peer support.

2025

Ongoing Support Model

Now offering three months of follow-up check-ins after initial program completion. People need time to implement changes and adjust their approach.

Questions by Learning Stage

Different concerns come up at different points in your financial education journey. Here's what people typically ask at each stage.

1

Before Starting

  • Will this work if I'm already in debt?
  • How much time does this actually take?
  • Do I need to share personal financial details?
  • What if I've tried budgeting before and failed?
2

During Sessions

  • What if my situation is different from others?
  • Can I ask about specific financial products?
  • How do you handle irregular income?
  • What about unexpected expenses?
3

After Completion

  • What if my budget stops working?
  • How do I adjust for life changes?
  • Can I get additional support later?
  • What's the next step after basic budgeting?
4

Long-term Growth

  • How do I teach my kids about money?
  • When should I consider investing?
  • How do I maintain motivation over time?
  • Can I help friends with their budgets?
Tobias Mitchell, Budget Optimization Specialist

Meet Your Budget Coach

I'm Tobias Mitchell, and I've been teaching practical money management for six years now. What makes our approach different? We work with your real numbers from day one. No hypothetical scenarios or perfect examples that don't match your life.

Every session includes time for individual questions, and I always bring examples from my own budgeting mistakes. Learning from real experience – both successes and failures – tends to stick better than textbook advice.

Start Your Financial Journey